Privacy Policy: Revised February 15, 2010

Maintaining the privacy of the information you share with us in the process of doing business with Melissa L. George & Associates is extremely important to us. When you transact business with us, you enter into a relationship that is built upon - and largely dependent upon - mutual trust. We want to assure you that we strive to conduct business in ways that are always worthy of that trust. Maintenance of our privacy practices and policies is a critical component of that resolve and we want you to know that we are committed to maintaining the highest level of confidentiality with all the information we receive from you.
 
How and Why We Obtain Personal Information:
In the conduct of our business with you, we often need to collect what is known as "non-public personal information." This is information about you that we obtain in connection with providing a financial product or service to you. Melissa L. George & Associates may collect non-public personal information about you from: Applications or other forms, such as name, address, Social Security number, assets and income, employment status, birth date; Your transactions with us, our affiliates, or with others, such as account activity, payment history and products and services purchased; Visitors to our website, including information from on-line forms and on-line information collecting devices commonly called "cookies"; With respect to life insurance policies only, we may also collect medical, health, avocation and other personal information from applications, medical examination providers, the Medical Information Bureau, hospitals and other third parties. We or our representatives may also ask you for additional financial information in order to determine which products and services best meet your financial goals.
 
How We Protect Information:
We maintain strong safeguards to protect the information you have shared with us. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal financial information. All employees are required to comply with our established confidentiality procedures and policies. We consider that any non-public, personal information that is provided to any representative of Melissa L. George & Associates in the course of a business transaction as being completely confidential. We may also disclose all of the information described above to our affiliates in order to conduct business, such as providing services, account maintenance or information about other products and services offered by our affiliates. Our affiliates may include insurance companies, broker-dealers, investment advisors, investment companies, registered representatives, trust companies, insurance agents and brokers.
 
In addition, we may disclose all of the information above to third parties with which we contract for services, as permitted by law. We contractually require these third parties to protect your information. Examples of these organizations include the following:
We may disclose all of the information above to government agencies and law enforcement officials (for example, to help us prevent fraud or as may be required by law).
 
Our Commitment to Confidentiality:
If you decide to close your accounts or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice. Melissa L. George & Associates has a long history of dealing with confidential information in ways that are designed to assure your privacy. We are committed to consistently maintaining the highest standards for protecting the information you share with us, and ensuring the privacy of all our customers.