Melissa L George and Associates, LLC: A Registered Investment Advisory and Financial Planning Firm located in Atlanta, GA serving clients throughout the US.

Our philosophy: We believe that financial planning that focuses only on accumulating money is simply not enough. To be truly effective, financial planning must be deliberate, consistent and comprehensive to provide the greatest probablity for success. It must include:

  • Accumulation planning [build assets]
  • Risk management [protect assets]
  • Income planning [spend assets]
  • Wealth transfer planning [distribute assets]

We frequently collaborate with attorneys, CPA's, EA's and other professionals. Our specialties include eliminating negative returns from your retirement portfolio, advanced strategies for 'tax-free' retirement income and competitive product structuring for maximum wealth transfer. Education is always incorporated into the planning process so clients are equipped to make informed decisions that are effective and impactful.

Avoid costly retirement mistakes...

Plan Deliberately, Spend Wisely, Live Abundantly!

 
 
 
 
Melissa L George, Financial Planner
Federal Employee Benefits Counselor
 
Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Car Affordability

How much can you afford to pay for a car?

Lease Interest

What's the interest rate on the lease you're considering?

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

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Newsletters

HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy?

This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.

Making Money Market Funds Work for You

Some investors turn to money market funds when they are concerned about market volatility. Although money market funds may carry less risk than stocks, investing in them as a reaction to market volatility also carries the risk of missing out on potential gains when the market begins to recover.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Giving the Gift of Knowledge

A college education is still a good investment. Consider this statistic: The overall unemployment rate reached as high as 9.9% in 2010, but for workers with a bachelor's degree or higher, it did not exceed 5.1%. But a college education can be expensive. There is a tax-advantaged way to accumulate money for a child's or grandchild's education: a Section 529 plan.

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