"A goal without a plan is just a wish." Antoine de Saint-Exupery, French writer 1900-1944 What's your plan?

Melissa L George and Associates, LLC: A Registered Investment Advisory and Financial Planning Firm located in Atlanta, GA serving clients throughout the US.

Our philosophy: We believe that financial planning that focuses only on accumulating money is simply not enough. To be truly effective, financial planning must be deliberate, consistent and comprehensive to provide the greatest probablity for success. It must include:

  • Accumulation planning [build assets]
  • Risk management [protect assets]
  • Income planning [spend assets]
  • Wealth transfer planning [distribute assets]

We frequently collaborate with attorneys, CPA's, EA's and other professionals. Our specialties include eliminating negative returns from your retirement portfolio, advanced strategies for 'tax-free' retirement income and competitive product structuring for maximum wealth transfer. Education is always incorporated into the planning process so clients are equipped to make informed decisions that are effective and impactful.

Avoid costly retirement mistakes...

Plan Deliberately, Spend Wisely, Live Abundantly!

 
 
 
 
Melissa L George, Financial Planner
Federal Employee Benefits Counselor
 
Calculators

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

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Newsletters

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

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